Conforming Loan Limits 2025 High Balance. The new loan limit for most of the country will be $806,500 — a 5.21% increase over the 2024 limit — and is effective for whole loans delivered to fannie mae and loans in. The federal housing finance agency (fhfa) announced an increase to the maximum loan limits for both conforming and high balance/super conforming loan amounts for.

Understanding fannie mae high balance loan limits for 2025 definition and purpose. Conforming loan limits are higher in areas where 115% of the local median home value surpasses the baseline loan limit.